Banking and payments in United States
United States business banking notes, Stripe / PayPal / Wise availability, and KYC reality for non-resident founders.
Country notes
Domestic US banks generally require an in-person visit and an SSN/ITIN for the signatory. Non-resident founders frequently rely on Mercury, Wise, Brex, or similar providers, all of which apply their own onboarding criteria and KYC processes.
Key data
| Stripe | Available |
|---|---|
| PayPal | Available |
| Wise Business | Available |
| Banking difficulty (1=easy, 5=hard) | 5 |
Cross-country context
| Banking difficulty (1=easy, 5=hard) | 5 |
|---|---|
| Rank within the data set | #13 of 13 |
Related
Other countries in the region
Featured ranking
Country profile
Sources
- U.S. Internal Revenue Service — Internal Revenue Service — Publication 542 (Corporations) (accessed )
- OECD — OECD — economic and tax statistics (accessed )
- PricewaterhouseCoopers — PwC Worldwide Tax Summaries (accessed )
- Stripe — Stripe — supported countries (accessed )
- Wise — Wise — service availability (accessed )
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